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Finance
Finance Center
Auto Financing in Richmond, KY
Gates Honda Finance Department Serving Richmond, KY Drivers
Let the car buying process be a fun and stress free experience. Our helpful finance department is ready to serve you!
About Our Finance Department
Are you looking for a new ride in Richmond? Whether you are in the market for a new or used vehicle, our Honda auto finance team is here to guide you along. We offer a suite of comprehensive financial services to help all of our Lexington customers secure the best possible deal. We also provide insightful car buying tips to help Winchester drivers take on Honda auto financing with confidence. Learn more about the benefits of Honda financing vs. leasing, used car financing, and more below!
Honda Financing vs. Leasing
Most Berea shoppers will ultimately decide between leasing and financing for their automotive upgrade. While both certainly have their perks, certain drivers can benefit from the affordable Honda financing rates, while others would do well to sign a lease deal. The best purchase method for you will be determined by your lifestyle, budget, and automotive needs. One of our expert financiers can help you discern which route is suited to you. To help those who are on the fence between leasing and buying, we have listed the major benefits of each below:
Benefits of Honda Financing:
- Allows for customization with colors, parts, and accessories.
- Freedom from mileage limits.
- Ability to sell the car whenever you decide the time is right.
Benefits of Honda Leasing:
- Access to automotive upgrades every few years.
- Minimal downpayment requirements.
- Low monthly payments and maintenance costs.
While low Honda financing rates and advantageous lease offers can certainly be budget-friendly, some of our customers prefer a more modest car payment. Learn more about used car financing below!
Used Car Financing
If you are interested in the savings that opting for a pre-owned ride can bring, Gates Honda has the inventory for you! We carry a diverse selection of used vehicles across all makes and models. If you prefer a like-new model at a fraction of the cost, a Certified Pre-Owned Honda is a worthy option. If a frugal car note is your goal, our selection of reliable pre-owned vehicles under $15k features a selection of inventory that’s priced just right.
No matter what type of pre-owned model catches your eye, you can invest with confidence knowing our service team thoroughly vets each model we sell for quality. We can help you secure a great used car financing rate through our long-standing connections with a variety of lenders!
Finance With Ease at Gates Honda
Not only can you save money with our affordable Honda financing rates, but you can also save time and frustration by shopping with Gates Honda. We make it easy for all of our customers to access powerful shopping tools on our site. We know that it can be difficult to find time to make an appointment to visit our finance center, so we provide the resources you need to effectively shop from home or on the go!
You can use our payment calculator to see how well our Honda auto finance deals suit your budget, our financing application for pre-approved, and our trade-in value tool to get the value of your current model. What’s more, we offer added savings to sweeten the deal. Explore our new and used vehicle specials for outrageously affordable options. contact us today to learn more about how we can help you secure the keys to your dream ride!
Vehicle Finance Vocabulary
Make the car buying process a breeze with this healpful list of finance terms used in the industry:
APR: The Annual Percentage Rate
Assignment: A transfer of a loan from one lender to another
Base Price: The costs of a car with standard equip incentives & freight
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay
Default: Failure to meet the terms of the loan
Interest: A percentage charge for a loan
MSRP: Manufacturers Suggested Retail Price
Refinance: When one loan is used to pay off another
Term: The length of the loan, 24, 48, 60... months
Underwriting: Verifying the data used to obtain a loan
Gates Honda
1180 Dr. Robert R Martin BypassRichmond, KY 40475 Driving Directions
Monday | 9:00AM - 7:00PM |
Tuesday | 9:00AM - 7:00PM |
Wednesday | 9:00AM - 7:00PM |
Thursday | 9:00AM - 7:00PM |
Friday | 9:00AM - 7:00PM |
Saturday | 9:00AM - 7:00PM |
Sunday | Closed |
Monday | 7:30AM - 6:00PM |
Tuesday | 7:30AM - 6:00PM |
Wednesday | 7:30AM - 6:00PM |
Thursday | 7:30AM - 6:00PM |
Friday | 7:30AM - 6:00PM |
Saturday | 8:00AM - 1:00PM |
Sunday | Closed |
Monday | 7:30AM - 6:00PM |
Tuesday | 7:30AM - 6:00PM |
Wednesday | 7:30AM - 6:00PM |
Thursday | 7:30AM - 6:00PM |
Friday | 7:30AM - 6:00PM |
Saturday | 8:00AM - 1:00PM |
Sunday | Closed |