Apply for the Best Car Loan Financing in Richmond, KY

Are you looking to purchase one of our new or used cars, trucks, or SUVs from our Richmond dealership? Be sure to apply for a car loan in advance to save time when you visit us in-store. Fill out our financing application, which is quick and easy for you to fill out, and you can drive away in your perfect Gates vehicle. If you have any questions about our financial process, contact us! We look forward to helping you get financial approval and drive away in your new vehicle soon near Lexington, KY.



A Simple Way to Take Home Your Next Honda

Looking to apply for financing on a new Honda car in Richmond, KY? Gates Honda makes the process clear and straightforward so you can focus on finding the vehicle you want.

Whether you’re interested in a new Honda lease or looking into a new car loan or used car loan, our team is here to help. We offer flexible options and take the time to walk you through every step. You can get pre-approved online through our quick finance application or visit us in person if you’d rather talk it out. Either way, we’ll keep it stress-free.

At Gates Honda, we’ve been part of the Richmond community for generations and know that buying a car is a major decision. Our finance specialists are here to offer guidance, not pressure. We’ll help you review your options, answer your questions, and connect you with current new Honda special financing deals that may fit your needs. Let’s make this easy together.

Get Pre-Approved Online in Minutes

Starting your purchase with a finance application can save time at the dealership and help you understand your options early. Our online tool lets you get pre-approved in seconds. It’s secure, easy to use, and doesn’t require a commitment. Once you apply, someone from our team will reach out to go over your results and next steps.

Getting pre-approved helps you shop with confidence, whether you're eyeing new Honda cars, SUVs, or trucks. You’ll already know what’s possible, so your visit to our Honda dealership can be focused on test drives, features, and choosing the best fit.

Lease or Loan? Let’s Talk About Your Options

Trying to decide between a new Honda lease or a new car loan? We’ll help you break it down. A lease may make sense if you like driving new vehicles more often and want lower monthly payments. A loan is a good fit if you plan to keep your car long-term and want to build ownership over time.

We also work with drivers looking for a used car loan. Whether you’re buying certified pre-owned or exploring options under a tighter budget, we’ll help you find a plan that fits. With access to a wide range of lenders, we aim to make financing as flexible as it needs to be. Applying for financing is the first step.

Access Special Offers on New Honda Models

We regularly offer new Honda special financing deals on a variety of models, from dependable sedans to capable new Honda SUVs and trucks. These offers may include low-interest loans, attractive lease terms, or limited-time savings that can make a real difference in your monthly payment. Our team keeps up with current incentives and can help you find any offers that apply to the new Honda trucks, cars, or SUVs you’re interested in.

Even better, you can pair these offers with trade-in value, extended service options, and dealer-exclusive benefits that make the whole deal more convenient. Contact us to learn what promotions are available right now.

Apply for Financing in Richmond, KY, Today

At Gates Honda, our goal is to treat every customer like family. That includes making the financing process feel relaxed and supportive. Whether you're just getting started or already know the vehicle you want, our team is here to help you find the right plan without the pressure. Apply online, visit our dealership, or give us a call to talk through your questions. We’re here when you’re ready.