Two Family Haulers Go Head to Head for Your Garage Shopping for a three-row SUV that hauls the whole crew without feeling like a school bus? Honda and Toyota both build family rigs that land near the top of most shopping lists, and choosing between them comes down to what your household actually needs. This breakdown sorts out where each one wins. Honda's Pilot brings a 285 hp V6, standard seating for eight, and the most cargo room of the pair. Toyota's Highlander counters with a hybrid that hits 35 mpg combined, well past anything the Pilot can match. Honda's lower starting price and larger standard screens hand the Pilot an edge for budget-focused shoppers. How Much Room Do You Actually Get Both SUVs seat a full family, but the Pilot gives you more of nearly everything. It stretches about 200 inches long on a 113.8-inch wheelbase, while the Highlander measures roughly 195 inches on a 112.2-inch wheelbase. That gap shows up most in the cargo hold. Fold the Pilot's seats, and you open up as much as 113.7 cubic feet. The Highlander tops out around 84.3 cubic feet with everything flat. Seating tips Honda's way too. Every Pilot except the TrailSport carries eight people using a second-row bench, and that bench comes standard. The Toyota Highlander seats seven and charges extra for the eighth seat on select trims. For a big family or a carpool rotation, those details pile up quickly. Power, Towing, and How They Drive Pop the hood, and the two take different roads. Honda gives the Pilot a 3.5-liter V6 rated at 285 horsepower and 262 lb-ft of torque, paired with a 10-speed automatic. Front-wheel drive is standard, and Honda's i-VTM4 all-wheel drive is available on lower trims and standard from TrailSport up. Toyota drops the old V6 for a 2.4-liter turbo four making 265 horsepower and 310 lb-ft of torque through an eight-speed automatic. All-wheel drive now comes standard on every 2026 Highlander, so front-drive is no longer an option. That turbo trails the Pilot in horsepower but beats it in torque, which helps low-speed pulling. Both tow up to 5,000 pounds when you spec them right, so weekend boat and camper duty is a tie. Fuel Economy Where Toyota Pulls Ahead Give Toyota this round. Toyota's gas Highlander earns an EPA-estimated 24 mpg combined with its turbo four. Honda's V6 lands at 22 mpg combined with front-wheel drive and 21 with all-wheel drive. Then there's the Highlander Hybrid, which posts 35 mpg combined across its trims. Honda doesn't sell a hybrid Pilot, so if pump savings sit at the top of your list, the hybrid Toyota is hard to argue with. That trade runs the other way on power. Its V6 drinks regular gas and gives you stronger passing muscle with no battery pack to think about. Drivers who tow often or just like the shove of a bigger engine may happily swap a few mpg for it. Where the 2026 Honda Pilot vs. Toyota Highlander Really Splits Tech and money are where this 2026 Honda Pilot vs. Toyota Highlander race turns one-sided. Every Pilot now ships with a 12.3-inch touchscreen, a 10.2-inch digital driver display, and Google built in. Toyota's Highlander opens with a smaller 8-inch screen and a 7-inch gauge display, with the 12.3-inch upgrades saved for pricier trims. Price seals it. Honda's Pilot starts around $42,395 for a front-drive Sport, and you can add all-wheel drive when you want it. Because Toyota made AWD standard and cut the old base trim, the Highlander now starts at nearly $45,870. That's a few thousand more before you option a thing, and you get less standard screen for the money. Trim by Trim Comparison Chart Feature 2026 Honda Pilot 2026 Toyota Highlander Starting MSRP $42,395 (Sport, FWD) $45,870 (XLE, AWD standard) Standard Engine 3.5L V6 2.4L turbo 4-cylinder Horsepower 285 hp 265 hp Torque 262 lb-ft 310 lb-ft Transmission 10-speed automatic 8-speed automatic Drivetrain FWD standard, AWD available AWD standard Hybrid Option Not offered 2.5L hybrid, 243 hp, 35 mpg combined EPA Combined MPG (gas) 22 mpg FWD / 21 mpg AWD 24 mpg AWD Standard Seating 8 7 (8 available) Max Cargo Room Up to 113.7 cu ft Up to 84.3 cu ft Max Towing 5,000 lb (AWD) 5,000 lb (gas) Standard Touchscreen 12.3-inch 8.0-inch (12.3-inch available) Digital Driver Display 10.2-inch standard 7-inch (12.3-inch on Limited, Platinum) Basic Warranty 3 yr / 36,000 mi 3 yr / 36,000 mi Powertrain Warranty 5 yr / 60,000 mi 5 yr / 60,000 mi Honda Pilot Trim Starting MSRP Toyota Highlander Trim Starting MSRP Sport (FWD) $42,395 XLE (Gas) $45,870 Sport (AWD) $44,495 XSE (Gas) $47,940 EX-L (FWD) $44,695 Hybrid XLE $47,620 EX-L (AWD) $46,795 Limited (Gas) $50,325 TrailSport (AWD) $50,595 Hybrid Limited $52,075 Touring (AWD) $51,295 Platinum (Gas) $53,525 Touring Blackout (AWD) $52,495 Hybrid Platinum $55,275 Elite (AWD) $53,695 Black Edition (AWD) $55,195 Why the Pilot Earns the Nod Add it all up, and the Pilot takes the win for most families. It costs less to start, packs more standard tech, seats eight without an upcharge, and swallows more gear. Toyota's Highlander earns real respect for its hybrid and its stingy fuel numbers, and that counts for a lot if your commute runs long. For shoppers who want the most three-row SUV for the money right now, though, the Pilot makes the stronger case. See the 2026 Pilot Up Close at Gates Honda We've helped Central Kentucky families sort through three-row SUVs for generations, and we're happy to walk you through the 2026 Pilot in person. Stop by our Richmond showroom to sit in all three rows, fold the seats, and see how the cargo area handles strollers, sports gear, or a big grocery run. Our team knows every trim from Sport to Black Edition, so we can match the right one to your budget and the way you drive. When you're ready, we'll set up a test drive and let the Pilot speak for itself. Our Honda-certified service crew sticks with you for the long haul, too, keeping your Pilot in top shape long after you drive home.
Leasing vs. Buying a Honda in Kentucky: The Real Math
What a Lease Really Costs in Kentucky Compared to Buying Kentucky drivers face a lease or buy question that national articles never quite answer. This state taxes cars in its own way. Those rules can swing the math by hundreds or even thousands of dollars. Before you sign anything on a new Honda, it pays to know exactly where that money goes. Kentucky charges a 6% usage tax on the full price when you buy, but a lease spreads that tax across your monthly payments. Every driver in the state pays a yearly vehicle property tax, and that bill lands on you whether you lease or own. Buying wins on long-term cost and mileage freedom. Leasing wins on payment size and warranty coverage. Leasing vs. Buying a Car Starts With the Tax Bill Most articles about leasing vs. buying a car skip straight to the monthly payment. In Kentucky, the smarter place to start is the tax line. Buy a car here, and you'll pay a 6% usage tax on the full retail price when you register it with the county clerk. On a $35,000 Honda, that works out to $2,100 due right up front. Lease that same car, and the math changes. Kentucky's U-Drive-It program lets lease companies pay the 6% tax on your monthly payments instead of the full sticker price. Say your lease payment runs $450 a month. The tax adds about $27 to each payment, totaling roughly $972 over a 36-month term. That's less than half the tax a buyer pays. Why? You only get taxed on the part of the car you use. Leasing vs. Buying at a Glance Factor Leasing Buying Monthly payment Lower, since you cover depreciation plus interest Higher, since you cover the full vehicle price Kentucky 6% usage tax Paid a little at a time on each monthly payment Paid up front on the full purchase price Annual KY property tax You pay it as the driver, even though the lease company holds the title You pay it each year as the titled owner End of the term Return the car, buy it out, or start a fresh lease The car is yours once the loan is paid off Mileage Caps usually run 10,000 to 15,000 miles per year Drive as far as you want with zero penalties Wear and tear Fees apply for damage past normal use at turn-in Wear affects resale price, with no turn-in fees Warranty Factory coverage usually lasts the whole lease Coverage ends while you still own the vehicle Long-term cost Payments continue for as long as you keep leasing Costs drop sharply once the loan is paid off The Yearly Property Tax Both Sides Owe Kentucky also charges a yearly property tax on every car, and you pay it when you renew your tags. The state portion is 45 cents per $100 of your car's value. County and city rates get added on top. That bill still comes to you even if you lease. The lease company may hold the title, but the tax lands with the person driving the car. So while the usage tax favors leasing, the property tax treats both paths the same. When the Lease Math Wins Leasing a car vs. buying it outright makes the most sense for drivers who like a new car every few years and keep their mileage modest. Your payment stays lower. The factory warranty usually covers the whole term. Kentucky's payment-based tax setup keeps more cash in your pocket during those first three years, too. Repair bills rarely enter the picture at all. When Buying Pulls Ahead Owning rewards patience. Once the loan ends, your only regular costs are fuel, insurance, upkeep, and that yearly property tax, which shrinks as the car loses value. Drive 20,000 miles a year commuting between Richmond and Lexington? You'll blow past lease caps fast, and extra mileage fees add up quickly. One more Kentucky wrinkle applies if you buy out your lease later. The county clerk collects 6% tax again on the buyout price, so you get taxed twice on the same car. Plan to keep a car past year five? Buying from day one almost always wins. Running Your Own Numbers Before You Sign The right call on buying vs. leasing comes down to how long you keep cars and how far you drive them. Add up the tax, the payments, and the miles you put on your current car over the past year. Short-term drivers with steady mileage save real money leasing in Kentucky. Long-haul owners build equity and escape the payment cycle for good. Either way, run the full math, taxes included, before you commit. Why Buy or Lease Your Next Honda at Gates Honda At Gates Honda in Richmond, we walk shoppers through both sides of this choice every single day. Our financing team earned Honda's Council of Excellence Award for going above and beyond for customers. We'll gladly break down the Kentucky tax math on any Civic, CR-V, Accord, or Pilot you're eyeing. We work with drivers of all credit backgrounds, and our Honda specials often include lease deals and low-interest financing that tilt the numbers even further your way. Stop by our showroom or browse our inventory online. We'll help you find the path that fits your budget and your driving habits.